1 minute ago, Sack that QB said:

as 8 out of 10 Americans say they're satisfied with their healthcare.

Que?

8 minutes ago, Sack that QB said:

People get a hospital bill and look at the charges that start at $50,000 and see all the insurance deductions in their bill. People think "My god... $50,000???? It's absurd how expensive medical care is in this country!"

Then they wonder why insurance companies reject claims.

This is a two way street. Yes, it sucks that insurance companies reject claims. Providers charging out the ass for care that is way cheaper in other countries is a bigger issue. But no one blames the hospitals because they're the ones who end up healing and treating you and your only experience with the insurance company is whether or not they accept or deny you.

But ultimately, this is America's system. Which btw, is still approved by the majority per the polling, as 8 out of 10 Americans say they're satisfied with their healthcare.

Hospitals charge that because they know they're only going to get paid by a fraction of the cost by insurance companies and that's the only way they can recuperate costs. It's a symptom of the **** health insurance situation in the US, not a cause. Many Hospital CEOs can get Fed too though. 

2 minutes ago, DEagle7 said:

Hospitals charge that because they know they're only going to get paid by a fraction of the cost by insurance companies and that's the only way they can recuperate costs. It's a symptom of the **** health insurance situation in the US, not a cause. 

I love seeing those "negotiated" rates. What a scam, man.

12 hours ago, lynched1 said:

Leftist radicalization got him and popped his cork.

Ah yes. Like those far-leftists Edward Snowden and RFK Jr. I his X/Twitter follows. 

3 minutes ago, DEagle7 said:

Hospitals charge that because they know they're only going to get paid by a fraction of the cost by insurance companies and that's the only way they can recuperate costs. It's a symptom of the **** health insurance situation in the US, not a cause. 

So you’re saying both sides are incompetent of completing a transaction like children at a lemonade stand?

One side can’t set a reasonable price and the other pay it? 
 

Sounds broken.

6 minutes ago, DEagle7 said:

Hospitals charge that because they know they're only going to get paid by a fraction of the cost by insurance companies and that's the only way they can recuperate costs. It's a symptom of the **** health insurance situation in the US, not a cause. Many Hospital CEOs can get Fed too though. 

It's a product of the system. And as flawed of a system it is, no healthcare system is perfect. I'd prefer not having to pay any money for healthcare like other countries. But I also know if I lived in Canada, as someone who needs to see doctors often and needs yearly tests, waiting 6-9 months to see a specialist and waiting 9+ months to get an MRI would piss me the hell off.

Insurance companies didn't invent the country's system, they just partake in it. They're not obligated to cover everyone's procedures. Want to change the system, vote for officials who want it changed. Really the only thing people can do. But expect your taxes to go up if they do change to pay for it.

this will all be fixed when cheeto comes out with his healthcare plan in 2 weeks. 

2 minutes ago, MidMoFo said:

So you’re saying both sides are incompetent of completing a transaction like children at a lemonade stand?

One side can’t set a reasonable price and the other pay it? 
 

Sounds broken.

I'm saying the kid buying lemonade is making a blanket statement that they'll only pay 50% of the price of the lemonade, and the cup was already drank, so the only recourse for the seller is to say well in that case the price is 2x what I was selling it for. 

And yes it's broken. Very broken. 

1 minute ago, Sack that QB said:

It's a product of the system. And as flawed of a system it is, no healthcare system is perfect. I'd prefer not having to pay any money for healthcare like other countries. But I also know if I lived in Canada, as someone who needs to see doctors often and needs yearly tests, waiting 6-9 months to see a specialist and waiting 9+ months to get an MRI would piss me the hell off.

Insurance companies didn't invent the country's system, they just partake in it. They're not obligated to cover everyone's procedures. Want to change the system, vote for officials who want it changed. Really the only thing people can do. But expect your taxes to go up if they do change to pay for it.

They didn't invent the system, they just take advantage of it at the cost of the well being of the citizens to make record profits. Which is why I say from the bottom of my heart I hope they all choke to death on their own dick. 

And we have very comparable wait times to many European countries and as a country we pay MORE per citizen on healthcare than basically any westernized nation for inferior outcomes. The idea that our system has the advantage of quick access to care and cheaper tax burden to the average citizen is a blatant fallacy. Our current health system benefits R&D, and people who can afford high end concierge care. That's it. 

2 minutes ago, DEagle7 said:

and people who can afford high end concierge care. That's it. 

So, what's the issue?

2 minutes ago, vikas83 said:

So, what's the issue?

Just keep riding your Peloton and peep down over there.

12 minutes ago, Sack that QB said:

But I also know if I lived in Canada, as someone who needs to see doctors often and needs yearly tests, waiting 6-9 months to see a specialist and waiting 9+ months to get an MRI would piss me the hell off.

That is unrealistic. The wait time in Canada is more like 90 days. https://car.ca/wp-content/uploads/2022/02/CAR-PreBudgetSubmission-2022-e-web-FINAL_edited_Feb.pdf
 

Or in other words, about as long as it takes your US health insurer to process the approvals/claims. 

4 minutes ago, vikas83 said:

So, what's the issue?

8 minutes ago, DEagle7 said:

I'm saying the kid buying lemonade is making a blanket statement that they'll only pay 50% of the price of the lemonade, and the cup was already drank, so the only recourse for the seller is to say well in that case the price is 2x what I was selling it for. 

And yes it's broken. Very broken. 

They didn't invent the system, they just take advantage of it at the cost of the well being of the citizens to make record profits. Which is why I say from the bottom of my heart I hope they all choke to death on their own dick. 

And we have very comparable wait times to many European countries and as a country we pay MORE per citizen on healthcare than basically any westernized nation for inferior outcomes. The idea that our system has the advantage of quick access to care and cheaper tax burden to the average citizen is a blatant fallacy. Our current health system benefits R&D, and people who can afford high end concierge care. That's it. 

Insurance companies have a lower profit margin than your average American small business.

And Americans pay less out of pocket for their healthcare than most developed countries.

4 minutes ago, Paul852 said:

Just keep riding your Peloton and peep down over there.

I honestly think the future of HC in the US is going to be a massive bifurcation in care. At some point, a version of universal health care will pass that will provide basic, crappy government healthcare to all citizens. Those with means will transition to paying out of pocket for concierge care in order to avoid the overwhelmed system. People will cry and complain, but the number of people opting out will be so small, it will move forward.

The people who will feel the worst impact are union employees who currently enjoy ridiculous benefits (both current and retiree). They will get screwed, and the wealthy will simply pay out of pocket to avoid the masses.

5 minutes ago, Sack that QB said:

And Americans pay less out of pocket for their healthcare than most developed countries.

Wrong. Americans pay the most. 
https://ourworldindata.org/grapher/out-of-pocket-expenditure-per-capita-on-healthcare?time=latest

8 minutes ago, Sack that QB said:

Insurance companies have a lower profit margin than your average American small business.

And Americans pay less out of pocket for their healthcare than most developed countries.

That's just blatantly untrue 

Just sit this one out man. You're just making things up at this point. 

1 minute ago, toolg said:

Wrong. Americans pay the most. 
https://ourworldindata.org/grapher/out-of-pocket-expenditure-per-capita-on-healthcare?time=latest

I'm taking about OOP share, which factors in Americans' earnings and their taxes.

1 minute ago, DEagle7 said:

That's just blatantly untrue 

UHC's profit margin in 2023 was 6.1%. The average American small business profit margin is anywhere from 7-10%.

Just now, Sack that QB said:

UHC's profit margin in 2023 was 6.1%. The average American small business profit margin is anywhere from 7-10%.

I was talking about the cost of healthcare per capita. We have one of the highest in the world. 

I like the @vikas83 idea of making the smokers/fatties/etc - those who CHOOSE to nuke their own health - pay a higher premium for healthcare.  Why the F should healthy people bear some of the responsibility for their poor life choices? 

9 minutes ago, Sack that QB said:

I'm taking about OOP share, which factors in Americans' earnings and their taxes.

US isn’t the lowest. 

8 minutes ago, NOTW said:

17 minutes ago, DEagle7 said:

I was talking about the cost of healthcare per capita. We have one of the highest in the world. 

But people say they're greedy. Sure, they can be Ds and deny things that people need, but their profit margin isn't like 50%. They profit less than most American companies. Yet everyone wants to blame insurance companies and call them greedy.

smokers already pay a higher premium in most cases. 

The ACA allows insurers to charge tobacco users up to 50% more for health insurance.

 

i'm not sure about obamacare tho.