August 26, 20223 yr 1 hour ago, NOTW said: No worries, just cancel auto loan debt! Please stop speaking things into existence.
August 26, 20223 yr 32 minutes ago, TEW said: Please stop speaking things into existence. You know it's coming. Housing, cars, food, all subsidized by tax dollars. Shoplifting and riots are allowed because inequality, hotels forced to give rooms to homeless...wait, some of those are already happening.
August 26, 20223 yr 4 minutes ago, NOTW said: You know it's coming. Housing, cars, food, all subsidized by tax dollars. Shoplifting and riots are allowed because inequality, hotels forced to give rooms to homeless...wait, some of those are already happening. Oh, I know better than most.
August 26, 20223 yr If you’re buying a car with a loan with interest you’re one of the poors. Buy a new car with zero interest, dummies
August 26, 20223 yr Author 1 hour ago, Dave Moss said: If you’re buying a car with a loan with interest you’re one of the poors. Buy a new car with zero interest, dummies 0% interest just means that the interest was baked into the price of the car.... And that you probably suck at negotiating and overpaid. The bank always gets paid.
August 26, 20223 yr 6 hours ago, Dave Moss said: If you’re buying a car with a loan with interest you’re one of the poors. Buy a new car with zero interest, dummies Good luck in todays market. 5 hours ago, iladelphxx said: 0% interest just means that the interest was baked into the price of the car.... And that you probably suck at negotiating and overpaid. The bank always gets paid. That’s not how that works.
August 26, 20223 yr 7 hours ago, NOTW said: You know it's coming. Housing, cars, food, all subsidized by tax dollars. Shoplifting and riots are allowed because inequality, hotels forced to give rooms to homeless...wait, some of those are already happening. It's almost like Elizabeth Warren/Bernie Sanders have already been elected... 6 hours ago, Dave Moss said: If you’re buying a car with a loan with interest you’re one of the poors. Buy a new car with zero interest, dummies Thanks Vike
August 26, 20223 yr Author 1 hour ago, 20dawk4life said: Good luck in todays market. That’s not how that works. No..... It's exactly how it works.... https://www.autotrader.com/car-shopping/buying-car-whats-catch-0-percent-loans?amp= But what do I know? I've just been working in Corporate Sales for the past 15 years and negotiate deals similar to this on a weekly basis....
August 26, 20223 yr This is the same state that is mulling the idea of banning Teslas. Now mind you its because of self drive issues, but it stands to show they really dont have much of a handle on the big picture. ...... and if those idiots really think that this will stop residents from buying new gas powered vehicles, they're dumber than we thought.
August 26, 20223 yr 9 minutes ago, Steve 17 said: This is the same state that is mulling the idea of banning Teslas. Now mind you its because of self drive issues, but it stands to show they really dont have much of a handle on the big picture. ...... and if those idiots really think that this will stop residents from buying new gas powered vehicles, they're dumber than we thought. If they offer incentives that make electric vehicles and gas powered vehicles relatively the same price then more people will start to buy electric vehicles. That’s how I see this going anyway.
August 26, 20223 yr 3 hours ago, 20dawk4life said: That’s not how that works. It really depends. You can certainly structure a deal with higher purchase price to get a 0% note that has the same effective monthly payment as a lower purchase price with a >0% rate. Regardless, many (most? I’m not sure) people don’t drive their cars enough to really justify buying anyway. Unless you’re holding for like 10+ years and driving well over 100K miles, you’re probably better off leasing anyway once you factor in maintenance, opportunity cost, hassle, etc. Pretty much the only reason to buy a car is if it’s something like a truck you use for work utility or a potential classic you can keep on low miles that will actually appreciate over the long run. For the average daily driver, just lease. Lower monthly payments, less in maintenance, and you get a new car every few years all with the option to buy if you really want to do so.
August 26, 20223 yr 1 minute ago, TEW said: It really depends. You can certainly structure a deal with higher purchase price to get a 0% note that has the same effective monthly payment as a lower purchase price with a >0% rate. Regardless, many (most? I’m not sure) people don’t drive their cars enough to really justify buying anyway. Unless you’re holding for like 10+ years and driving well over 100K miles, you’re probably better off leasing anyway once you factor in maintenance, opportunity cost, hassle, etc. Pretty much the only reason to buy a car is if it’s something like a truck you use for work utility or a potential classic you can keep on low miles that will actually appreciate over the long run. For the average daily driver, just lease. Lower monthly payments, less in maintenance, and you get a new car every few years all with the option to buy if you really want to do so. I lease every car. It's a free put option and I like to get a new car every 3 years anyway.
August 26, 20223 yr 2 hours ago, iladelphxx said: No..... It's exactly how it works.... https://www.autotrader.com/car-shopping/buying-car-whats-catch-0-percent-loans?amp= But what do I know? I've just been working in Corporate Sales for the past 15 years and negotiate deals similar to this on a weekly basis.... Apparently you don’t know what your own link says. How 0 percent works. And I’m gonna go out on a limb saying you suck at negotiating.
August 26, 20223 yr 5 minutes ago, TEW said: It really depends. You can certainly structure a deal with higher purchase price to get a 0% note that has the same effective monthly payment as a lower purchase price with a >0% rate. Regardless, many (most? I’m not sure) people don’t drive their cars enough to really justify buying anyway. Unless you’re holding for like 10+ years and driving well over 100K miles, you’re probably better off leasing anyway once you factor in maintenance, opportunity cost, hassle, etc. Pretty much the only reason to buy a car is if it’s something like a truck you use for work utility or a potential classic you can keep on low miles that will actually appreciate over the long run. For the average daily driver, just lease. Lower monthly payments, less in maintenance, and you get a new car every few years all with the option to buy if you really want to do so. He’s definitely not talking about paying more or over sticker to get 0 percent.
August 26, 20223 yr 25 minutes ago, vikas83 said: I lease every car. It's a free put option and I like to get a new car every 3 years anyway. If you leased a car before the pandemic, you are sitting pretty right now. My mileage is way under and the blue book value is way over the residual value on the lease.
August 26, 20223 yr 10 hours ago, Dave Moss said: If you’re buying a car with a loan with interest you’re one of the poors. Buy a new car with zero interest, dummies Maybe a few years ago. They aren't doing that now
August 26, 20223 yr 2 hours ago, Steve 17 said: This is the same state that is mulling the idea of banning Teslas. Now mind you its because of self drive issues, but it stands to show they really dont have much of a handle on the big picture. ...... and if those idiots really think that this will stop residents from buying new gas powered vehicles, they're dumber than we thought. If you get enough of the population on EVs, gas stations will become more rare than charging stations are today. That would be the real deterrent
August 26, 20223 yr 19 minutes ago, paco said: If you get enough of the population on EVs, gas stations will become more rare than charging stations are today. That would be the real deterrent California in 20 years
August 26, 20223 yr 4 hours ago, paco said: If you get enough of the population on EVs, gas stations will become more rare than charging stations are today. That would be the real deterrent Love ya man...... but yer mustang is never gonna be cool.
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