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EMB Blog: 2024 Regular Season (Part 2) ... and Playoffs

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2 hours ago, Wentz_Era said:

5 yr/250m QB…beer math without needing to go to OTC and play the technical game of ‘well his salary is actually’.  He’s $50m AAW

Agreed that is his calculated AAW, but AAW is only a theoretical number based on possible future events.  It is highly fungible.  It is also largely for PR purposes.

JMO

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2 hours ago, just relax said:

A large portion of Hurts’ contract includes injury insurance. How much is unclear but it subtracts from the cap hit if he gets injured and is classified as a refund to the player.

I wish Sam Lynch was here to break it down.

According to Spotrac $85 million is insured.  I miss Lynch too. 

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3 minutes ago, mattwill said:

Agreed that is his calculated AAW, but AAW is only a theoretical number based on possible future events.  It is highly fungible.  It is also largely for PR purposes.

JMO

When you look at the detail the Hurts contract is really a reasonable one from the team's perspective.  We can absolutely get out of it without getting crushed.  The window really does look like the 2026 post-June 1 window with a $33M hit with a straight cut and only $12M should we be able to trade him.

The risk seems pretty low indeed should we want to go that route.

14 minutes ago, Waiting4Someday said:

I wonder if Deshaun Watson is insured - he might never get off IR.

Yes. $44.3M

43 minutes ago, Iggles_Phan said:

Does that mean that they get at least 6 weeks' worth of refund?

There's no way of any of us knowing.

Was he insured? How much was insured?

The article gives us this

Quote

Quarterback Jalen Hurts' contract is insured for $63.75 million for 2024 (out of the $110 million guaranteed in his deal), and receiver A.J. Brown's contract is insured for $29.8 million for 2024 (out of the $51 million guaranteed in his deal). 

Both those numbers are roughly 57-58% insured of guaranteed money. Bradberry had $20M guaranteed in his deal. For simplicity, lets just say that's their standard MO. So maybe they have $11M insured for him? Who knows. I'd guess if they did insure him, it was more in 2023 at the start of the deal and less in 2024 in the middle of it. 

My main point is, the Eagles have had big contract players get hurt before. Think about how many times Brandon Brooks was on IR the last few years of his career. Jason Peters too. Lane Johnson as well. These were all top salaries at the position and likely had part of their guaranteed money insured. We didn't get some major unexpected cap adjustment.

Even in the article, this was the best scenario they could find/reference to explain the impact of this strategy. 

Quote

The team insured three players who missed a significant amount of time due to injury in 2020: Jimmy Garoppolo (10 games), Dee Ford (15 games) and George Kittle (8 games). Garoppolo's contract insurance language said the team insured up to $15 million, but it did not specify for which years (it was likely for less than that amount in 2020 because he was in Year 3 of his deal), and Ford's playing contract specified up to $8 million of his regular-season salary for that year. The Niners declined to comment on the amount of insurance proceeds they received that season, but Roster Management System reports San Francisco earned $11.2 million in end-of-year cap adjustments, a sum that includes insurance credit, along with other forms of credit or expenses, such as unearned incentives.

There's also this part of the article

Quote

The Browns (Deshaun Watson, 11 games missed), Bengals (Joe Burrow, 7 games) and Chargers (Justin Herbert, 4 games) each insured a portion of their quarterback's contracts, and the NFLPA said both the Browns and Bengals received cap credit because of it.

Per Roster Management System, the Browns received $4.1 million in end-of-year cap adjustments for 2024, while the Bengals received $688,267. The NFLPA said the Cardinals also received insurance credit for Kyler Murray's ACL injury that kept him out for 15 games last season, and Arizona finished with $5 million in end-of-year cap adjustments.

I would take this part with a grain of salt though because Browns, Bengals and Cardinals are notoriously cheap so they likely didn't have great insurance premiums. 

In any event, it's not as simple as "player had x salary and missed x games so they get all of x back on the cap". 

54 minutes ago, Mike030270 said:

I think you're missing the point. Hurts just shouldn't be compared to Mahomes because Mahomes is in his own tier. That really goes for any QB. Mahomes had a down year and still had better stats than other QBs

Not only better stats but a better team outcome and a better coach/play caller

1 minute ago, LeanMeanGM said:

In any event, it's not as simple as "player had x salary and missed x games so they get all of x back on the cap". 

Lawyers/Accountants don't want it to be that simple, it would eliminate the need for them.

Random question and not sure why I was thinking about this the other day but on Field Goal attempts they always rush around the corner and try and dive to block the kick.  What if you were to run and dive to touch the holder who has his knee on the ground before the kicker kicks the ball?   

35 minutes ago, mattwill said:

A huge portion of those dollars are avoidable simply by trading or cutting Hurts before the huge Option Bonuses come due.

Not really. 

2025 option of $40.83M was guaranteed at signing

2026 option of $49.785M has $30.8M become guaranteed in two months. 

2027 option of $49.655M has $22M become guaranteed in a year. 

It's not about when the bonuses come due, it's when they become guaranteed. 

Eagles by a million on Sunday. have the dog run out the tunnel!!! 

 

1 hour ago, Peacekeeper said:

Packers fans were celebrating by making “****” motions with their hands

They played the victim card good and mob mentality went after the Eagles fan

what he said was wrong, but if that’s what the packers fans were doing I’d be mad too 

Where'd you hear the thing about their "special" celebration?

2 minutes ago, LeanMeanGM said:

Not really. 

2025 option of $40.83M was guaranteed at signing

2026 option of $49.785M has $30.8M become guaranteed in two months. 

2027 option of $49.655M has $22M become guaranteed in a year. 

It's not about when the bonuses come due, it's when they become guaranteed. 

Understood, and the Spotrac info makes that very clear, including the timing. 

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26 minutes ago, LeanMeanGM said:

They didn't. They IR'ed an injured player. They just didn't bring him back when healthy. 

If the Eagles were manipulating the cap that much with this strategy over the last 20 years they wouldn't have just flown under the radar as the article states. It would be known and out there and obvious. 

Most teams can't/won't do this for a variety of reasons.

- Teams are too cheap to pay for insurance
- Most players play most of their games, making insurance not applicable
- Most players who get hurt don't make enough to have a cap impact
- Most players who get hurt AND are expensive are usually good players that the team wants to bring back immediately

How many James Bradberry situations are even out there right now? Deshaun Watson and ???

2 minutes ago, LeanMeanGM said:

Not really. 

2025 option of $40.83M was guaranteed at signing

2026 option of $49.785M has $30.8M become guaranteed in two months. 

2027 option of $49.655M has $22M become guaranteed in a year. 

It's not about when the bonuses come due, it's when they become guaranteed. 

I would think that is right... but if its a 2026 bonus, wouldn't whatever team he's on when the bonus is paid be the one on the hook for that?  So, let's say the bonus is due March 15, 2026... if he's traded before that date, wouldn't the acquiring team be on the hook for that guaranteed bonus?  

I just don't know any more?!?!

cant-deal.gif

19 minutes ago, garingovt2000 said:

Random question and not sure why I was thinking about this the other day but on Field Goal attempts they always rush around the corner and try and dive to block the kick.  What if you were to run and dive to touch the holder who has his knee on the ground before the kicker kicks the ball?   

You can't use the holder as leverage, that's a penalty. The only way this strategy works if if you are an absolute freak athlete like Myles Garrett and can hurdle the holder without touching him.

4 minutes ago, e-a-g-l-e-s eagles! said:

Eagles by a million on Sunday. have the dog run out the tunnel!!! 

 

Honorary captain!!!  🐕

39 minutes ago, TEW said:

It is 100% more likely he specifically went to the game to provoke a reaction.

They're social media people. It’s what they do for clicks.

That doesn’t justify what the Eagle fan said at all, but let’s not be naive here — every idiot with a phone these days wants to have something go viral on social media, and that goes twice as much for people who are already making content for money.

He didn't even use his phone, he wore a GoPro on his chest. Get Effed Packers fan.

1 minute ago, Iggles_Phan said:

I would think that is right... but if its a 2026 bonus, wouldn't whatever team he's on when the bonus is paid be the one on the hook for that?  So, let's say the bonus is due March 15, 2026... if he's traded before that date, wouldn't the acquiring team be on the hook for that guaranteed bonus?  

I just don't know any more?!?!

cant-deal.gif

Traded, yes. Cut, no. But that then affects trade value. 

Just now, LeanMeanGM said:

Traded, yes. Cut, no. But that then affects trade value. 

I didn't think there was any chance that Hurts would be cut anytime soon.  Traded?  That's a whole other thing... but that wouldn't happen for a while either.

3 minutes ago, Waiting4Someday said:

Where'd you hear the thing about their "special" celebration?

i saw this on twitter too...not that I have any way to prove what the guy said is true, but if that celebration is the case, then it makes sense why the Eagles fan was bringing that up. It sounds like the Packers fan was provoking by turning around and doing his celebration and the Eagles fan reacted. He's clearly telling the Packers fan to just turn around and stop celebrating. His choice of words, not the best, but the more you dive in and find out about the Packers fan, the more he comes out as a bad guy. Philly guy shouldn't have lost his job over this.

1 hour ago, Godfather said:

Good them than us

scrantonpaper: Andy: Here, we have a word code, the same... on Make a GIF

 

9 minutes ago, RLC said:

Most teams can't/won't do this for a variety of reasons.

- Teams are too cheap to pay for insurance
- Most players play most of their games, making insurance not applicable
- Most players who get hurt don't make enough to have a cap impact
- Most players who get hurt AND are expensive are usually good players that the team wants to bring back immediately

How many James Bradberry situations are even out there right now? Deshaun Watson and ???

DeShaun Watson tore his Achilles twice. Not sure how he relates to James Bradberry. 

But again, I'm talking specifically Eagles. Eagles are known to not be cheap, and they are known to insure a ton of players contracts. We've missed Brandon Brooks for like two years straight. They lost Wentz for stretches. They lost Peters over and over. They likely got some relief at some point, it just wasn't a massive amount. I think it's reasonable to think they may possibly get some minimal relief with Bradberry, just not as significant as most people think.

3 minutes ago, bpac55 said:

i saw this on twitter too...not that I have any way to prove what the guy said is true, but if that celebration is the case, then it makes sense why the Eagles fan was bringing that up. It sounds like the Packers fan was provoking by turning around and doing his celebration and the Eagles fan reacted. He's clearly telling the Packers fan to just turn around and stop celebrating. His choice of words, not the best, but the more you dive in and find out about the Packers fan, the more he comes out as a bad guy. Philly guy shouldn't have lost his job over this.

No heroes in this story, pretty sad actually.

Just now, Waiting4Someday said:

No heroes in this story, pretty sad actually.

Agreed, just trying to put the whole story together. What the story isn't however, is innocent Packers fans abused by d-bag Eagles fan. It's more like d-bag YouTuber gets harassed by d-bag Eagles fan. End of story. No one loses season tickets, no one loses a job. We move on and d-bags go their separate directions.

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