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  • While I disagree with Biden trying to save these idiots from themselves, it just proves what a wonderful human being he is. IMO we should encourage Trumpbots to all give each other Covid so they die o

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10 hours ago, vikas83 said:

I'm sorry, but this doesn't remove their responsibility. They took the loans, so they have to pay them back. Just because morons told you to do something doesn't absolve you from the consequences of your bad decision.

One thing we should do is make student debt subject to compromise under bankruptcy law -- it's insane that the government changed the law in 2005 to protect its own loans. If these borrowers can't pay off the loans, declare bankruptcy and let the government take the loss.

Yeah, ok.  These kids were 18 when they signed their souls in blood.  

1 hour ago, dawkins4prez said:

Yeah, ok.  These kids were 18 when they signed their souls in blood.  

Spoiler alert - at 18 they aren’t kids. They are adults. 

1 hour ago, dawkins4prez said:

Yeah, ok.  These kids were 18 when they signed their souls in blood.  

And the US can draft them, put a rifle in their hand, and ship them off to war. 

30 years ago a full grown adult was considered 18 years old.

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1 hour ago, vikas83 said:

Spoiler alert - at 18 they aren’t kids. They are adults. 

 

A lot of them signed at 17.

9 hours ago, EaglesRocker97 said:

 

A lot of them signed at 17.

Then they should challenge it in court as unenforceable.

we've been telling our kid since he was about 10 y/o....make sure you choose a major that will result in a job that pays enough to pay off your loans. your college major should set you up for a successful, good paying career.  that's kind of the point of going to college. 

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24 minutes ago, vikas83 said:

Then they should challenge it in court as unenforceable.

 

This is nuts:

 

Quote

You do not need to get your parents to cosign your federal student loans, even if you are under age 18, as the 'defense of infancy' does not apply to federal student loans. (The defense of infancy presumes that a minor is not able to enter into contracts, and considers any such contract to be void.

https://finaid.org/questions/faq/#:~:text=You do not need to,such contract to be void.

 

11 hours ago, vikas83 said:

Spoiler alert - at 18 they aren’t kids. They are adults. 

Only legally. From my experience, adulthood starts occurring in the non-idiots, at around 23.

20 minutes ago, EaglesRocker97 said:

 

This is nuts:

 

 

That is BS

This needs to be amended and not just pay off all college debt. 

 

Federal student loans became nondischargeable in bankruptcy proceedings in 1976. Before then, debtors could discharge student loan debt along with most types of consumer debt.

That ended in 1976 when Congress amended the Higher Education Act of 1965.

In Section 439A of the Act, Congress made student loans nondischargeable in bankruptcy unless:

13 hours ago, dawkins4prez said:

Yeah, ok.  These kids were 18 when they signed their souls in blood.  

Ahh so 18 year olds aren't old enough to make a lifetime committment? Maybe you should testify against allowing pre-18 year olds from transistioning then? Or do you believe that between the kids and their parents they should be able to know whats right for the child?

 

 

2 hours ago, Ipiggles said:

Ahh so 18 year olds aren't old enough to make a lifetime committment? Maybe you should testify against allowing pre-18 year olds from transistioning then? Or do you believe that between the kids and their parents they should be able to know whats right for the child?

 

 

The day we have a generation of young adults regretting their sex changes, then yes, as a society we should do something about that.

2 minutes ago, dawkins4prez said:

The day we have a generation of young adults regretting their sex changes, then yes, as a society we should do something about that.

Glad to hear you say that,  SO TODAY, or rather as early as a few years ago then

Plenty of actual shared stories about this-  Here are just a few publicized ones. 

https://legalinsurrection.com/2021/05/left-explodes-over-60-minutes-story-on-young-people-who-regret-transitioning/

 

https://www.webmd.com/children/news/20210427/transition-therapy-for-transgender-teens-drives-divide

 

https://allthatsinteresting.com/12-boy-transitioned-changes

19 minutes ago, Ipiggles said:

Yes, it very well might become a widespread problem that we have to address as a society.  Young adults wrecked for life financially by predatory universities is one we have right now.

7 minutes ago, dawkins4prez said:

Yes, it very well might become a widespread problem that we have to address as a society.  Young adults wrecked for life financially by predatory universities is one we have right now.

totally missed the point

Were these young adults wrecked by their own decisions?  At what point /age are they capable of making life changing decisions? Lets get some consistency here. 

If they are old enough to decide they want to transition, alter their gender/sex physically by non reversible surgery, then they ought to be able to make decisions that may alter their financial outlook for life. 

 

Or they are not capable of being responsible to make either decision? And at which point, we should then be asking their parents to be responsible for their decisions? 

Why is it,  one political spectrum always wants to play both sides? 

11 minutes ago, Ipiggles said:

totally missed the point

Were these young adults wrecked by their own decisions?  At what point /age are they capable of making life changing decisions? Lets get some consistency here. 

If they are old enough to decide they want to transition, alter their gender/sex physically by non reversible surgery, then they ought to be able to make decisions that may alter their financial outlook for life. 

 

Or they are not capable of being responsible to make either decision? And at which point, we should then be asking their parents to be responsible for their decisions? 

Why is it,  one political spectrum always wants to play both sides? 

I'm not playing both sides, I'm simply telling you what i believe to be the difference between allowing freedom of choice versus one particular choice being made causing a systemic problem.  The former is tragic, the latter is the kind of things we form societies, civilizations and governments to solve.  We see the difference all the time with vices.  Ideally people should be able to pick their vices as they please, but sometimes a certain vice causes systemic issues in our society to the point where some type of action needs to be made.  Crystal Meth, opiodes, heroin... a systemic problem.  Peyote, not a systemic problem despite being as strong as any of them.

 

I agreed with you, this wave of young people having sex changes is a potential big societal problem in the making.  I agreed with you but you went on your silly leftist rant anyways.

5 minutes ago, dawkins4prez said:

I'm not playing both sides, I'm simply telling you what i believe to be the difference between allowing freedom of choice versus one particular choice being made causing a systemic problem.  The former is tragic, the latter is the kind of things we form societies, civilizations and governments to solve.  We see the difference all the time with vices.  Ideally people should be able to pick their vices as they please, but sometimes a certain vice causes systemic issues in our society to the point where some type of action needs to be made.  Crystal Meth, opiodes, heroin... a systemic problem.  Peyote, not a systemic problem despite being as strong as any of them.

 

I agreed with you, this wave of young people having sex changes is a potential big societal problem in the making.  I agreed with you but you went on your silly leftist rant anyways.

SO at which point/age shoud a person be able to be responsible to make such decision for themselves, (decisions that will have lifetime ramiications, like transitioning, or agreeing  and being held accountable to racking up substaintial college debt?  What age? 

To me these decisions are both life changing, one is more final then the other, at what age can they be responsibile? 

 

4 minutes ago, Ipiggles said:

SO at which point/age shoud a person be able to be responsible to make such decision for themselves, (decisions that will have lifetime ramiications, like transitioning, or agreeing  and being held accountable to racking up substaintial college debt?  What age? 

To me these decisions are both life changing, one is more final then the other, at what age can they be resoinsibile? 

 

16-18 depending on the severity of the choice.  That doesn't change the fact that when we have a large scale societal problem with our elderly, our sick, our veterans, our addicts, or, as in this case, our intelligent young adult work force, we need to address and solve these problems as a society.

 

Listen, I'm not even advocating erasing all debt.  A special chapter of bankruptcy designed to get these people applying for car loans in 3-4 years is probably a better solution. 

17 hours ago, dawkins4prez said:

Yeah, ok.  These kids were 18 when they signed their souls in blood.  

Uh...dramatic much?  :lol:

 

On 4/28/2022 at 1:13 PM, NOTW said:

Depending on the issue, teenagers are either clueless and incapable of making important decisions or mature enough to make life-changing decisions and shouldn't be questioned.

College loan: these poor kids didn't know what they were getting into.

Join the military and potentially fight in a war:  they knew what they signed up for.

Decide they are a different gender and want to take hormone blockers: they are in no way confused and we should also keep this secret from their parents so they don't give them any parental guidance.

Want to have an abortion: it's their body, their choice and if they don't want their parents to know that's ok, a 16 year old is totally capable of making that decision on their own.

Drive a car: go through classes and take a test proving you are capable and then get a license before being allowed to drive.

Smoke cigarettes or drink alcohol:  no, you're not mature enough to limit yourself and know the costs to your health so we won't let you.

An arrest for smoking weed or DUI, that will hurt your career but you should've known better.

We should lower the voting age to 16 so they can vote in elections, but they're too innocent and dumb to understand consequences with signing their name to a student loan.

 

20 hours ago, dawkins4prez said:

Yes, it very well might become a widespread problem that we have to address as a society.  Young adults wrecked for life financially by predatory universities is one we have right now.

Predatory universities??? 

The universities aren’t making the loans. That would be the federal government. Want to fix the problem - get the government out of the student loan business. 


:worthy:

 

 

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