22 minutes ago, SPIDER-MAN said:

Do you agree with Mr. Trump that the sky is green? It's a simple yes or no.

 

He keeps saying "My position is clear" when it is anything but. These Trump sycophants are terrifying. Bascially we would have a man baby dictator and a bunch of boot lickers placating him ignoring the law and the constitution. It's a miracle no one has made any real attempt on Trump yet. 

 

 

1 hour ago, Paul852 said:

I'm not worried. Seeing a lot less Trump signs this year. It's in the bag.

In part that's because neither candidate is really loved this year, compared to a binary choice. People can also see the hatred and do not want to be branded by a sign, the same way a lot of people are lying about who they are voting for, as WGB said. 

 

1 hour ago, vikas83 said:

We are about a month away from him promising that no residents of PA, WI, MI, GA, AZ and NC will have to pay taxes.

Usury laws are not the same as price controls.  Credit card interest rates violate usury laws in most, if not all states.  Not only do these rates violate civil usury laws, they violate many if not all criminal usury statutes.

Big banks were given a federal exemption because of their lobbying power, not because it's good for the economy. 

16 minutes ago, Diehardfan said:

In part that's because neither candidate is really loved this year, compared to a binary choice. People can also see the hatred and do not want to be branded by a sign, the same way a lot of people are lying about who they are voting for, as WGB said. 

 

I completely disagree.  I think both candidates are considerably more loved than either of the last two elections.  Kamala's a much more energizing candidate than either Biden or Hilary.  Zero chance either of them could've filled arenas like she has. 

And for Trump, if you didn't immediately disqualify him after trying to install himself as a dictator, you're a true believer.  He's made it his business over the last 8 years to separate soft support from rabid cultists, trying his best to reward their love and tell the soft supporters to get F'd.  What he's left with are the people who love him unconditionally and are willing to go down with the ship.

6 minutes ago, Procus said:

Usury laws are not the same as price controls.  Credit card interest rates violate usury laws in most, if not all states.  Not only do these rates violate civil usury laws, they violate many if not all criminal usury states.

Big banks were given an exemption because of their lobbying power, not because it's good for the economy. 

If Biden or Harris did this you'd have threatened to off yourself in protest.

6 minutes ago, VanHammersly said:

I completely disagree.  I think both candidates are considerably more loved than either of the last two elections.  Kamala's a much more energizing candidate than either Biden or Hilary.  Zero chance either of them could've filled arenas like she has. 

And for Trump, if you didn't immediately disqualify him after trying to install himself as a dictator, you're a true believer.  He's made it his business over the last 8 years to separate soft support from rabid cultists, trying his best to reward their love and tell the soft supporters to get F'd.  What he's left with are the people who love him unconditionally and are willing to go down with the ship.

I don't think you know the definition of the word "energizing"

2 minutes ago, mayanh8 said:

If Biden or Harris did this you'd have threatened to off yourself in protest.

You don't know me very well.  I was against the modification of the bankruptcy laws that was enacted when W. was prez.  It was enacted with the support of Joe Biden (since these big banks are usually HQ'd in Delaware)  Bill Clinton correctly fought the big banks and killed this legislation during his administration.

Try to learn to think independently.  Issues don't always fall squarely within the Republican or Democrat platform.

2 minutes ago, Procus said:

I don't think you know the definition of the word "energizing"

uh, Kamala has been outdrawing Trump for months at her rallies, and since Biden stepped down the left is absolutely energized.

stick your head in the sand if you want old man, it doesn't change reality.

3 minutes ago, Procus said:

You don't know me very well.  I was against the modification of the bankruptcy laws that was enacted when W. was prez.  It was enacted with the support of Joe Biden (since these big banks are usually HQ'd in Delaware)  Bill Clinton correctly fought the big banks and killed this legislation during his administration.

Try to learn to think independently.  Issues don't always fall squarely within the Republican or Democrat platform.

6 minutes ago, Procus said:

You don't know me very well.  I was against the modification of the bankruptcy laws that was enacted when W. was prez.  It was enacted with the support of Joe Biden (since these big banks are usually HQ'd in Delaware)  Bill Clinton correctly fought the big banks and killed this legislation during his administration.

Try to learn to think independently.  Issues don't always fall squarely within the Republican or Democrat platform.

Dude you tried to pin that Trumper not shooting at Trump on some Democrat cabal and your reasoning was that the CIA controlled immigration between Iran and Ukraine. I know all I need to know about how you'd react. 

You don't have a single non-partisan bone in your body.

 

Just now, vikas83 said:

 

Oh crap... if that affects the NC race and puts Harris in with a reasonable chance of winning then the election will be over before midnight.

2 hours ago, Paul852 said:

I'm not worried. Seeing a lot less Trump signs this year. It's in the bag.

Who needs signs when you can just dress like this?

11 minutes ago, Procus said:

Try to learn to think independently. 

 

23 minutes ago, Procus said:

Usury laws are not the same as price controls.  Credit card interest rates violate usury laws in most, if not all states.  Not only do these rates violate civil usury laws, they violate many if not all criminal usury statutes.

Big banks were given a federal exemption because of their lobbying power, not because it's good for the economy. 

It's from a Supreme Court ruling in 1978, not lobbying. And you claim to be a lawyer...

https://en.wikipedia.org/wiki/Marquette_National_Bank_of_Minneapolis_v._First_of_Omaha_Service_Corp.

23 minutes ago, Procus said:

Usury laws are not the same as price controls.  Credit card interest rates violate usury laws in most, if not all states.  Not only do these rates violate civil usury laws, they violate many if not all criminal usury statutes.

Big banks were given a federal exemption because of their lobbying power, not because it's good for the economy. 

Usury laws are well defined and credit card companies do not violate them. They push it to the limit but they do not break the law. Is there any nonsensical crap that you aren't willing to shill? To turn a phrase from your first family's dimwit lexicon, "asking for a friend."

3 minutes ago, vikas83 said:

It's from a Supreme Court ruling in 1978, not lobbying. And you claim to be a lawyer...

https://en.wikipedia.org/wiki/Marquette_National_Bank_of_Minneapolis_v._First_of_Omaha_Service_Corp.

Good find.  The opinion was based on two old federal banking acts from the 1800's before credit cards became a thing.

The intensive lobbying was to change the bankruptcy laws and enact a "means" test to force many consumers into a Chapter 13 payout over years instead of a Chapter 7 straight liquidation and discharge.

 

Just now, Next_Up said:

Usury laws are well defined and credit card companies do not violate them. They push it to the limit but they do not break the law. Is there any nonsensical crap that you aren't willing to shill? To turn a phrase from your first family's dimwit lexicon, "asking for a friend."

Do you know WHY?

Please educate us on what usury laws are, what usury rates are, and the rates banks charge on credit cards.

 

15 minutes ago, mayanh8 said:

Dude you tried to pin that Trumper not shooting at Trump on some Democrat cabal and your reasoning was that the CIA controlled immigration between Iran and Ukraine. I know all I need to know about how you'd react. 

You don't have a single non-partisan bone in your body.

Ok Satan worshiper.

While you're at it, tell me about the volunteer work at Community Legal Services I didn't perform for indigent debtors and my past practice in consumer bankruptcy law that I wasn't engaged in.

I doubt there is anybody here in CVON that supports the rates being charged by the credit card companies.

Go over to the Israel thread while you're at it and see how posters with different minds here happen to agree on that issue.

4 minutes ago, Procus said:

Good find.  The opinion was based on two old federal banking acts from the 1800's before credit cards became a thing.

The intensive lobbying was to change the bankruptcy laws and enact a "means" test to force many consumers into a Chapter 13 payout over years instead of a Chapter 7 straight liquidation and discharge.

 

The bankruptcy law of 2005 (I think it was 2005) was pretty awful in pushing people to Chapter 13 instead of 7, but it had nothing to do with rates or usury laws. That one was definitely written by CC companies. Didn't matter much to my job as the changes to Chapter 11 weren't impactful.

6 minutes ago, vikas83 said:

 

 

37 minutes ago, VanHammersly said:

I completely disagree.  I think both candidates are considerably more loved than either of the last two elections.  Kamala's a much more energizing candidate than either Biden or Hilary.  Zero chance either of them could've filled arenas like she has. 

And for Trump, if you didn't immediately disqualify him after trying to install himself as a dictator, you're a true believer.  He's made it his business over the last 8 years to separate soft support from rabid cultists, trying his best to reward their love and tell the soft supporters to get F'd.  What he's left with are the people who love him unconditionally and are willing to go down with the ship.

Not much for us to agree on here. I can't disagree with you more on all fronts.