16 hours ago, eagle45 said:

I hate it when running qbs turn Italian.  

Fra-gee-lay, must be italian!

15 hours ago, Diehardfan said:

Lol whatever. If you are that gullible lol. Yeah, they are all wearing N95 masks, that aren't even totally preventative themselves according to doctors, and they are immune from spreading this because it fits your political agenda. Whatever man lol.

Whats my political agenda exactly? That wearing masks decreases the spread of disease, busted you got me😒

So, what happens if The Donald drops out of the 2020 presidential race?

Can republicans even find a new candidate with so little time left till the election? Youd be missing all the months of debates and primaries that Democrats have already had. 

What happens? Biden cant be the only candidate can he? Does Bernie make another run as an independent against Biden?

Feel the bern ,ended in 2016.

He came in 3rd in his home state, this primary season.

His % were down in every state ,from his numbers in 2016.

 

Bernie's presidential bids are over. 

1 hour ago, Green Dog said:

Hey guys, wanted to apologize a bit.  No more political posts from me for awhile.  Doesn't help pass the time and I realized it really doesn't matter here.  More important things to worry about.  

Im excited as I'm finally getting a haircut today.  Done with the Tom Hanks from Castaway look.  Way too much food caught in the beard.

CVON isn’t as bad as some in here say it is

Next to  Sam Bradford , chase is the next biggest thief.

• $6,861,833 per game started • $4,901,309 per TD • $230,263 per pass completion • $157,381 per pass attempt Chase Daniel is the NFL’s backup quarterback contract GOAT

 

these 2 stole millions. 

10 minutes ago, HazletonEagle said:

So, what happens if The Donald drops out of the 2020 presidential race?

Can republicans even find a new candidate with so little time left till the election? Youd be missing all the months of debates and primaries that Democrats have already had. 

What happens? Biden cant be the only candidate can he? Does Bernie make another run as an independent against Biden?

The Republicans would nominate someone at their convention.  I would think that it would be an interesting battle for a nomination.  I don't know whether Trump would be able to designate nominee with his delegates.  I would imagine Trump delegates would have some degree of say in who they nominate.  Delegates aren't necessarily dictated by the National party.  They are often just folks connected to the state party.  While I would imagine most of them are heavily in favor of Trump, I would imagine they would have diverging views on the next best choice.  

Just now, NCiggles said:

The Republicans would nominate someone at their convention.  I would think that it would be an interesting battle for a nomination.  I don't know whether Trump would be able to designate nominee with his delegates.  I would imagine Trump delegates would have some degree of say in who they nominate.  Delegates aren't necessarily dictated by the National party.  They are often just folks connected to the state party.  While I would imagine most of them are heavily in favor of Trump, I would imagine they would have diverging views on the next best choice.  

I dont even know who other potential candidates would be. 

21 hours ago, UK Eagle said:

Is there any info out there about Jalen Hurts working with Wentz/WRs after the draft?

 

1 hour ago, LeanMeanGM said:

 

Moron

Any chance for a translation for those of us who have no idea what that means?

33 minutes ago, Diehardfan said:

That you are a progressive supporter with a blind eye to all. And no...you stated Covid was not being spread by the protesters. To be so asinine as to suggest that the hundreds of thousands of protesters and rioters across the country are all wearing masks, N95 masks at that, and following the required medical protocols,  so as to not spread Covid is astounding. Completely asinine to give them the free pass you have suggested in previous posts. Yes, people not wearing masks at the store and having BBQs are spreading it, but so are the thousands of people we've seen in the streets across this country. 

Studies show the protestors arent the main cause of the recent explosion of cases.

Wearing any mask is better than wearing no mask.

The CDC and the WHO came out and said the places that are spreading corona the most are enclosed areas with large groups of people not wearing masks. Like bars and clubs restaurants ect.

One is less likely to contract and or spread covid outside and less likely to contract and or spread while wearing a mask.

Are protestors risking spreading covid?

Absolutely. Is the rapid increase of covid cases around the US a direct result of BLM protesters? 

CDC says no.

Not everyone has a N95 mask.

Any mask is better than no mask.

The WHO also said that they support peoples rights to peacefully protest and if they choose to take all the precautions they can to decrease spread. 

Its unfortunate that people have to make that choice right now, whether to protest police brutality and inequality or potentially risk their own and others life but it is what it is and whether you agree with others protesting doesnt dispute the research that shows the protests werent the leading factor in increased covid cases.

Why arent you on here railing about people going to bars and beaches and clubs and super markets without N95 masks.

Will you be as angry about football fans filling up a stadium to watch football.

Were you as enraged about Trump rally goers told not to wear masks?

Theres a difference between willingly going out wearing a mask and willingly going out and willingly not wearing a mask.

The research suggests those not wearing any mask whether it N95 or a space helmet are at greater risk of spreading and or contracting covid and if they are in enclosed spaces the chances also increase.

 

 

 

3 minutes ago, Iggles_Phan said:

Any chance for a translation for those of us who have no idea what that means?

"Wow, i'm really high right now. Oh no, I forgot to turn off my stream (camera)."

36 minutes ago, HazletonEagle said:

So, what happens if The Donald drops out of the 2020 presidential race?

Can republicans even find a new candidate with so little time left till the election? Youd be missing all the months of debates and primaries that Democrats have already had. 

What happens? Biden cant be the only candidate can he? Does Bernie make another run as an independent against Biden?

Repubs will find someone. 

1 hour ago, WentzFan11 said:

Nothing wrong with that. I hate Dallas too, but that’s no big deal. 

Still against the rules, no?

1 minute ago, HazletonEagle said:

I dont even know who other potential candidates would be. 

I think Pence would be the choice but I can't see anyway the Trump isn't the candidate at this point.  

Maybe Sarah Palin will come out of retirement. 

16 minutes ago, Iggles_Phan said:

Any chance for a translation for those of us who have no idea what that means?

Elliott says, "I'm low key faded, yo."  From the internet, I gather that faded means he was high on drugs.  I think the video is also seems to suggest that Elliott is in fact stoned.  

49 minutes ago, Original Sin said:

Feel the bern ,ended in 2016.

He came in 3rd in his home state, this primary season.

His % were down in every state ,from his numbers in 2016.

 

Bernie's presidential bids are over. 

Not sure where you are getting this info.

Bernie won his home state of vermont with over 50% of the vote. The next closest was Elizabeth warren with 14%

Feel the Bern wasnt ended because the people stopped it was squashed by his own party doing everything they could to make sure he didnt win including getting caught cheating twice, once in Iowa and again in Nevada. The media was also in on the fix as well as was numerous polling stations as the DNC suppressed their own vote against sanders. The whole primary cycle was a sham. Early projections had sanders winning and Biden during the early cycle was routinely finishing in 3rd 4th and 5th. The other candidates like buttiege harris, koblacher and warren were all there to take votes away from sanders pete the cheat in nevada by cheating and then once they all dropped out they all quickly endorsed biden giving their primary votes and financial backing to him even though he was consistently out of top 3 vote getters in the primaries.

The fix was in from the very beginning. That the DNC makes the American people think they have a voice is a sham and like 2016 when they outright stole it from bernie, because they said they legally could this years primary was a sham as well.

Not sure what would happen at this point if trump dropped out, im not familiar enough with the campaign laws and what not when the incumbunt gop nominee drops out this late in the cycle.😕??

6 minutes ago, Original Sin said:

Maybe Sarah Palin will come out of retirement. 

she swam to russia from her house😒

2 hours ago, NCiggles said:

The most ridiculous notion that insurance companies have fostered in the tort reform debate is that they are passing along cost savings to premium payers.  The reality is that cost savings is only "passed on" through regulation of the premium paid.  

Caps are hated because they are arbitrary and it impacts the patients that suffer the worst impact of malpractice. So you take the worst victim of a doctor's acknowledged mistake and place an arbitrary value on that person's life.  You may view it as good for the system but you show little empathy for the victims of the mistake.   Moreover, what changes insurance rates is regulation of insurance rates.  There's no evidence that these changes do anything other than impact victims.  I mean cases like this: 

Twelve years old today, Steven Olsen is blind and brain damaged because, as a jury ruled, he was a victim of medical negligence when he was two years old. He fell on a stick in the woods while hiking. Under the family's HMO plan, the hospital pumped Steven up with steroids and sent him away with a growing brain abscess, although his parents had asked for a CAT scan because they knew Steven was not well. The next day, Steven Olsen came back to the hospital comatose. At trial, medical experts testified that had he received the $800 CAT scan, which would have detected a growing brain mass, he would have his sight and be perfectly healthy today.

The jury awarded $7.1 million in "non-economic" damages for Steven's avoidable life of darkness and suffering. However, the jury was not told of the two decade old restriction on non-economic damages in the state. The judge was forced to reduce the amount to $250,000. The jurors only found out that their verdict had been reduced by reading about it in the newspaper. Jury foreman Thomas Kearns expressed his dismay in a letter published in the San Diego Union Tribune.

"We viewed video of Steven, age 2, shortly before the accident. This beautiful child talked and shrieked with laughter as any other child at play. Later, Steven was brought to the court and we watched as he groped, stumbled and felt his way along the front of the jury box. There was no chatter or happy laughter. Steven is doomed to a life of darkness, loneliness and pain. He is blind, brain damaged and physically retarded. He will never play sports, work, or enjoy normal relationships with his peers. His will be a lifetime of treatment, therapy, prosthesis fitting and supervision around the clock. . . Our medical-care system has failed Steven Olsen, through inattention or pressure to avoid costly but necessary tests. Our legislative system has failed Steven, bowing to lobbyists of the powerful American Medical Association (AMA) and the insurance industry, by the Legislature enacting an ill-conceived and wrongful law. Our judicial system has failed Steven, by acceding to this tilting of the scales of justice by the Legislature for the benefit of two special- interest groups. . .. I think the people of California place a higher value on life than this."

In 2001, Steven had 74 doctor visits, 164 physical and speech therapy appointments, and three trips to the emergency room. And his parents say that was a good year because Steven was not hospitalized. Steven's mother Kathy had to leave her job because caring for Steven is a full time job. She has to struggle constantly with the school district for Steven to receive special education classes. One day, Steven ate part of a light bulb, not an uncommon problem for children with brain injuries. He has to be watched constantly. Insurance executives that seek to limit jury awards for the individual's pain and suffering claim society must do so to save money. Yet these executives typically make millions every year without any of Steven Olsen's pain and suffering. Limiting their responsibility for the pain of individuals reduces not only the corporation's accountability, but the worth of the individual to that of a mere object.

Kathy Olsen said this about Steven: "It has been 10 years ago this month when Steven came home from a 5-month life changing stay at the hospital. He was only 2 years old. When he went into the hospital no one asked his party affiliation. He was a casualty of the system. The system that he had no say in. Which lawmakers were looking out for him? Now with all his disabilities he will never see, do things that the average person gets to do in their lifetime, or vote in an election. Please look out for all the Steven Olsens in this great country. Don't let this happen over and over again." https://www.consumerwatchdog.org/feature/statement-scott-olsen-regarding-his-son-stevens-medical-malpratice-story-january-2003

In NC, children are prohibited from including a future wage loss claim in negligence claims.  So a child victim who has life altering economic impact from an injury cannot include those expected earnings as an economic damage.  Thus, the only potential recovery is through a pain & suffering claim.   So if you limit a jury's ability to award those damages you do nothing to curb the behavior.  You simply grant insurance companies savings and those savings are not passed along to premium payers.  

 

 

 

 

For every story like that, (BTW, as told by your trial lawyers group) there is a story about a jury giving stupid awards.  A liberal state, NY, actually will hold ridiculous verdicts as not sustainable.   I think a $250,000 is probably too low.  But I would offer that in a lot of other industrialized countries, UK, Canada, Italy etc., $250,000 would be ridiculously high.  The idea that the child as described would enjoy that money is absurd.  You conveniently skip the economic damages, care, medical, lost income, all quantifiable needs would be compensated by that.  Also left out is that the case was tried, so the attorney was probably on a 40% contingency meaning of that $7.1 million, close to $3 million went to the attorney, not the child.  

The truth about insurance is it is a highly competitive business.  Most liability insurers are operating at a combined ratio of 90 or higher. In liability coverages, it is not uncommon for the combined ratio to be over 100 or more. That means for every dollar of premium, more than a dollar goes out.  Other lines of insurance cover the difference.  Rate making is highly regulated.  Your contingency fee would never pass such scrutiny. But rates are as regulated as much to make sure carriers charge enough to be there when losses come in. The idea that in a competitive market like insurance that rates don’t go down is absurd. Now the actuarial staff will want to see proof that tort reform will stick and actually lower rates, but they will go down or the customer will shop coverage and possibly be lost to the insurer. Lots less profit in insurance than in being a personal injury attorney. Look, most carriers would go the Factory Mutual route (property coverage only) or the State Fund in New York, workers compensation only because as a line of coverage for making a profit, liability and auto liability suck for making profit.  Think of liability insurance like when the grocery store (another low margin profit business) offers coffee at lesss than cost   That’s a loss leader that is offered to sell other items.  Liability coverage is that for insurers.  Less so in other countries because there is more predictable outcomes that with uncapped non economic damages in the US.  The uncapped non economic damages killed the Home (based in NY and a top 20 insurer), Reliance (based in Philly and a top twenty sized insurer), Mission (based in CA and the second largest excess insurer), caused a fire sale of USF&G ( based in Baltimore and a top twenty insurer), Maryland Casualty (based in Baltimore and a top 20 insurer), the mergers of Chubb and Ace (based in NJ and Zurich, although formerly Philly and then Bermuda, both top 10 insurers), Travelers and St. Paul ( a couple top tier insurers based in Hartford CT and MInneapolis and top ten insurers), Wausau and Liberty Mutual (based in WI and Boston, a top twenty and top ten insurer), CIGNA (based in Philly) and Aetna (based in Hartford) to get out of the property and casualty business.  Ask your broker if he recommends insurance company stocks.

Now, in the example, did the doctor have that much insurance or assets in the LLC?  Quite likely no.  Let’s say instead of a claim against a doctor this was an auto accident.  How many on here carry $7 million in limits on their car?  Ugly truth is that  in most instances, the auto carrier would have offered up your limit, probably $25,000 and the attorney would have advised the client to take it and still taken his/her 33%.  

I don’t want to fight you on this as both sides of the bar have faults. Some tort limits work, some don’t.  I would rather flexible caps than outright immunity like with the gun sale protection laws or the overreaction on sugary foods.  By the same token, the asbestos injury practice should be an embarrassment to the plaintiff bar. The evil players in that market are long gone and their money in trusts. 

33 minutes ago, HazletonEagle said:

I dont even know who other potential candidates would be. 

Ralph Naders time is finally here!

7 minutes ago, Original Sin said:

Maybe Sarah Palin will come out of retirement. 

Outside of Pence if you look at the cabinet I think the next potential candidate is Ben Carson.  He would be an interesting nominee given the current environment.  Maybe Rubio or Rand Paul would be the other choices.  I think Romney would poll more favorably but I don't know if he is in with the party.  

She said if she stands on her tip toes  she can see Russia from where she lives.

I'm joking about palin.

I'm a independent, very moderate

5 minutes ago, NCiggles said:

Outside of Pence if you look at the cabinet I think the next potential candidate is Ben Carson.  He would be an interesting nominee given the current environment.  Maybe Rubio or Rand Paul would be the other choices.  I think Romney would poll more favorably but I don't know if he is in with the party.  

Don't get me started on Ben F'ing Carson again.

9 minutes ago, LeanMeanGM said:

Ralph Naders time is finally here!

Is he still a live. Or will undead Ralph nader be on the ballot.??

Undead Ralph Nader may not be much of a difference from trump and biden health wise.