November 16, 20241 yr 1 hour ago, Diehardfan said: And this is why corruption and collusion are able to continue. Changes can't be made because only doom is the outcome. There are counters, solutions, and push backs. Is 10% the GOP goal or negotiating that caps things at 15 or 17%? Who knows. We'll see. WGB would love for this to be just about 10% vs his elitist and way out of touch statement that people shouldn't buy something they can't pay off. Again, people live high and spend, but many are also not as fortunate. Any cap at all Is a horrible idea and it only dooms the poorer folks, so how will you roll when you cant get a car loan?
November 16, 20241 yr 2 hours ago, Phillyterp85 said: Theres a reason why credit card rates are as high as they are. So sure, impose a government imposed cap of 10% interest rate, and then we’ll hear all the complaining about how people are getting denied credit cards and how "unfair” it is. We absolutely will. But voters need to understand if they want to be protected from "predatory” lending, that means they are the prey and are asking the government to be their shepherd. They can’t have it both ways. Their interest rates are high because they are untrustworthy.
November 16, 20241 yr Heard this on Bill Maher. Could be the word of the year in 2025. Kakistocracy. A kakistocracy (/kækɪˈstɒkrəsi/, /kækɪsˈtɒ-/) is a government run by the worst, least qualified, or most unscrupulous citizens. The word was coined as early as the seventeenth century.
November 16, 20241 yr I look forward to MAGA continuing to advocate for anti-capitalist policies that Socialists and Marxists would eagerly support while also believing that if Trump doesn't get his way the Socialists and Marxists will win.
November 16, 20241 yr 2 minutes ago, Talkingbirds said: Heard this on Bill Maher. Could be the word of the year in 2025. Kakistocracy. A kakistocracy (/kækɪˈstɒkrəsi/, /kækɪsˈtɒ-/) is a government run by the worst, least qualified, or most unscrupulous citizens. The word was coined as early as the seventeenth century. Welcome to a decade ago.
November 16, 20241 yr 28 minutes ago, ToastJenkins said: Any cap at all Is a horrible idea and it only dooms the poorer folks, so how will you roll when you cant get a car loan? There may not end up being a cap. It's the start of things. Maybe the fear of a cap makes them self regulate some of the issues behind what they are after. If people think nothing needs to be addressed then there is no point discussing things.
November 16, 20241 yr 1 minute ago, Diehardfan said: If people think nothing needs to be addressed then there is no point discussing things. What exactly do you think needs addressed, and how would capping interest rates help?
November 16, 20241 yr 2 minutes ago, Diehardfan said: There may not end up being a cap. It's the start of things. Maybe the fear of a cap makes them self regulate some of the issues behind what they are after. If people think nothing needs to be addressed then there is no point discussing things. The point in discussing them is to try and educate you. But you dont want to learn
November 16, 20241 yr 1 minute ago, ToastJenkins said: The point in discussing them is to try and educate you. But you dont want to learn Cool story. I appreciate that.
November 16, 20241 yr 1 hour ago, Diehardfan said: There may not end up being a cap. It's the start of things. Maybe the fear of a cap makes them self regulate some of the issues behind what they are after. If people think nothing needs to be addressed then there is no point discussing things. Yeah what needs to be addressed is people spending money they don’t have. The only people that can address that are those irresponsible people. The gov capping interstate rates on credit cards does not solve anything. Irresponsible people will find a way to be irresponsible and reckless
November 16, 20241 yr Credit cards are just bad for the average person. Most have a lack of discipline. If you're disciplined and/or of means it's a useful tool and convenient. You can track and pay your expenses once a month. You can limit the exposure of personal accounts. If you're at least disciplined you can purchase a want or need and pay it off. The amount of 1 and 2 year old cars being repossessed would suggest a lot of people lack that discipline.
November 16, 20241 yr 3 hours ago, Diehardfan said: This is a complex issue, so anyone simply saying it should be 10% or nothing can be done/needs to be done doesn’t understand things. Ten percent is probably the goal with Bernie, but the GOP is using it as a starting point for negotiations to bring in the corruption and collusion between these institutions. There are regulations on them for a reason so the anti-free market line doesn’t fly. It's probably not going to end with a ten percent cap. On the other side we do have a problem with people living high spending money on homes, boats, cars, and other luxuries they can't afford. So we have those idiots and we have the colluding institutions. Both need to change. So admit that you dont understand things, finallly?
November 16, 20241 yr 4 hours ago, Diehardfan said: And this is why corruption and collusion are able to continue. Changes can't be made because only doom is the outcome. There are counters, solutions, and push backs. Is 10% the GOP goal or negotiating that caps things at 15 or 17%? Who knows. We'll see. WGB would love for this to be just about 10% vs his elitist and way out of touch statement that people shouldn't buy something they can't pay off. Again, people live high and spend, but many are also not as fortunate. Well here’s an interesting counter to high credit card interest rates: don’t use a credit card! "WGB would love for this to be just about 10% vs his elitist and way out of touch statement that people shouldn't buy something they can't pay off.” the fact that you think what you just said is an "elitist” statement is the problem. No, it’s not elitist to think that people shouldn’t buy something that they can’t afford, it’s actually common sense and sound financial advice. are you saying that Dave Ramsey is elitist?
November 16, 20241 yr 'The progressive wing of the party has to recognize… the country’s not progressive, and not to the far left or the far right,’ DNC committeeman Joseph Paolino Jr. told Politico
November 16, 20241 yr 29 minutes ago, lynched1 said: Credit cards are just bad for the average person. Most have a lack of discipline. If you're disciplined and/or of means it's a useful tool and convenient. You can track and pay your expenses once a month. You can limit the exposure of personal accounts. If you're at least disciplined you can purchase a want or need and pay it off. The amount of 1 and 2 year old cars being repossessed would suggest a lot of people lack that discipline. I think this actually gets at the heart of conservatism and right wing politics, and the weird American version of it. We view conservative/right as pro free market because of our conspicuous late start in nation building here in America, but historically and globally, these are very liberal positions — hence the "classical liberal” term some people use. Conservatism traditionally has a strong hierarchical, paternal nature to it. At least hypothetically and philosophically, the ruling class is supposed to have some obligation of protectionism towards its own people and country. Yes, the King gets to live in a palace, but he has to balance the needs of the people with the greed of nobility all while ensuring his neighbors don’t invade. American politics sort of inverted this in the second half of the 20th century, and we got the worst of both worlds in a way: protectionist instinct but in a leftist mind, which psychologically favors the outsider rather than the insider, and the firm hand of a conservative but directing laissez-faire economics. Trumpism, and its spiritual predecessor Pat Buchanan, represent a shift to more traditional alignments in a way. The GOP is moving towards a view of protecting the people and nation on an instinctual basis, conservation of normality, etc. And you can see the conflict in the Democratic Party as they wrestle between a psychotic left wing base and corporate donor class.
November 16, 20241 yr 42 minutes ago, Phillyterp85 said: Well here’s an interesting counter to high credit card interest rates: don’t use a credit card! "WGB would love for this to be just about 10% vs his elitist and way out of touch statement that people shouldn't buy something they can't pay off.” the fact that you think what you just said is an "elitist” statement is the problem. No, it’s not elitist to think that people shouldn’t buy something that they can’t afford, it’s actually common sense and sound financial advice. are you saying that Dave Ramsey is elitist? Some are like the girl in that shopaholic movie and some carry a balance for a short time like the example of the single mother. It's elitist to assume the only people who carry a balance are the first.
November 16, 20241 yr 18 minutes ago, Diehardfan said: Some are like the girl in that shopaholic movie and some carry a balance for a short time like the example of the single mother. It's elitist to assume the only people who carry a balance are the first. Not the only people but a majority. There in lies the problem. The ones floating a balance to buy new tires for their car, clothing for the kids, or even a vacation is one thing. Financing a life style one cannot afford is another.
November 16, 20241 yr Suppose for a moment that Biden had lost in 2020 and Trump had carried on for these past 4 years. What do you think the 2024 election would have been? Pence and Newsom? Two different candidates? Who would be President-elect right now?
November 16, 20241 yr 1 minute ago, VaBeach_Eagle said: Suppose for a moment that Biden had lost in 2020 and Trump had carried on for these past 4 years. What do you think the 2024 election would have been? Pence and Newsom? Two different candidates? Who would be President-elect right now? I don't know that Pence would have gone uncontested. I also don't know how Trump would have done without a 4 year gap to ruminate. He had too many on both sides fighting him, neither wanted him to win in 2016.
November 16, 20241 yr 3 minutes ago, lynched1 said: I don't know that Pence would have gone uncontested. I also don't know how Trump would have done without a 4 year gap to ruminate. He had too many on both sides fighting him, neither wanted him to win in 2016. It's difficult for a sitting Vice President to get elected to President after the sitting President leaves office, so even if he'd gotten the nomination, the historical odds would be against him. Bush did it, but I think only one other has done it in history. I just wonder what the race would have looked like without the 4 year gap between Trump terms and who might be President-elect right now. Historical odds say it's probably a Democrat.
November 16, 20241 yr Incumbent parties all got punished for the economic damage Covid caused. See: Tories
November 16, 20241 yr 1 minute ago, JohnSnowsHair said: Incumbent parties all got punished for the economic damage Covid caused. See: Tories Biden wouldn't have won without Covid.
November 16, 20241 yr 43 minutes ago, VaBeach_Eagle said: Suppose for a moment that Biden had lost in 2020 and Trump had carried on for these past 4 years. What do you think the 2024 election would have been? Pence and Newsom? Two different candidates? Who would be President-elect right now? The answer is obvious. You guessed it. Frank Stallone.
November 16, 20241 yr 1 hour ago, Arthur Jackson said: The answer is obvious. You guessed it. Frank Stallone. Quote Well, he was great in Rocky so why not?
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