April 23, 20233 yr 16 hours ago, JohnSnowsHair said: The only seemingly good part is what was delayed, the higher fees for buyers with worse debt to income ratios. One would think that would help prevent people from chasing "too much house" for their means. That said, the table of upfront fees they had previously seemed arbitrary so it's hard to tell whether the up front fee changes are a correction based on risk data or what. The fees were last modified after the housing crisis so it's not implausible that the correlation between credit rating at purchase and defaulting is much different than 10 years ago. To be sure I'm probably being charitable, I'm just trying not to be too reflexive in my judgement. The head of the agency stated it is about "equity.”
April 23, 20233 yr 6 hours ago, vikas83 said: The head of the agency stated it is about "equity.” That's dumb.
April 24, 20233 yr 13 hours ago, lynched1 said: That not Biden’s world, that’s the world of willfully ignorant, MAGA snowflakes who get their panties in a bunch at the drop of a tweet.
April 24, 20233 yr It's a dumb policy. But you're still paying FAR less in fees with a better credit score. The rest of his post is /r/im14andthisisdeep "edginess" I'd expect from Lynched.
April 24, 20233 yr 48 minutes ago, Tnt4philly said: That not Biden’s world, that’s the world of willfully ignorant, MAGA snowflakes who get their panties in a bunch at the drop of a tweet. so then you've met lynched before ...
April 24, 20233 yr 19 minutes ago, Alpha_TATEr said: so then you've met lynched before ... South Central Pa is full of people just like him.
April 24, 20233 yr On 4/21/2023 at 3:31 PM, vikas83 said: Also, that budget is basically a marketing document to progressives. Everyone knows it has no chance of passing a GOP house, so it's a free option for Biden to load in all kinds of things with no risk. Then he can campaign saying he tried to get the progressive agenda passed and blame Republicans. It's all just political theater. Oh, so the democrats load sheet up with a bunch of socialist nonsense and the republicans are the ones that have to stop it from happening? Well, it's almost as if there's a lesser of two evils when it comes to this socialism debate, huh?
April 24, 20233 yr 37 minutes ago, Tnt4philly said: South Central Pa is full of people just like him. he's certainly not a unique snowflake.
April 24, 20233 yr 8 minutes ago, Kz! said: Oh, so the democrats load sheet up with a bunch of socialist nonsense and the republicans are the ones that have to stop it from happening? ...when Dems are in charge. When Republicans are in charge, they cram through their own socialist nonsense with no resistance. If you're interested in curbing spending/federal overreach/new socialist programs, the best combination is a Dem President and a Rep House. But of course, you're not interested in that at all. You're the guy who's all in on this:
April 24, 20233 yr 1 hour ago, Tnt4philly said: South Central Pa is full of people just like him. oh i know, we have a mountain spot out in perry county. edit; i will say this, quite a few of the people i know out there have had enough of trump, so there's a glimmer off hope, i guess.
April 24, 20233 yr 1 hour ago, VanHammersly said: ...when Dems are in charge. When Republicans are in charge, they cram through their own socialist nonsense with no resistance. How come there's no resistance?
April 24, 20233 yr 6 minutes ago, Kz! said: How come there's no resistance? Because Republicans are full of sheet and have no problem with socialism as long as they're the ones that get credit for it.
April 24, 20233 yr 1 hour ago, Kz! said: Oh, so the democrats load sheet up with a bunch of socialist nonsense and the republicans are the ones that have to stop it from happening? Well, it's almost as if there's a lesser of two evils when it comes to this socialism debate, huh? Do you actually follow politics? https://www.usatoday.com/story/opinion/2018/07/18/pork-barrel-spending-explodes-under-republicans-column/792588002/
April 24, 20233 yr 18 minutes ago, VanHammersly said: Because Republicans are full of sheet and have no problem with socialism as long as they're the ones that get credit for it. But there's no resistance to it, huh?
April 24, 20233 yr 3 minutes ago, Kz! said: But there's no resistance to it, huh? Right. When Republicans are in charge, they easily push through their socialist programs. Correct.
April 24, 20233 yr Just now, we_gotta_believe said: Kz having another rough one, I see Poor guy cant catch a break 🤫 He thinks he’s winning.
April 24, 20233 yr 5 minutes ago, VanHammersly said: Right. When Republicans are in charge, they easily push through their socialist programs. Correct. Why?
April 24, 20233 yr 3 minutes ago, we_gotta_believe said: Kz having another rough one, I see Poor guy cant catch a break Yes, a bunch of grown men who actually support socialism are trying to convince me Republicans are more socialist than Democrats because when Republicans are in power they pass socialism without any resistance from dems, but when democrats are in power they are blocked from passing socialism by republicans. Therefore, Republicans are the more socialist party.
April 24, 20233 yr Just now, Kz! said: Why? Because they have the steadfast backing of "we have to stop pretending the free market can fix everything" socialists like yourself I can do this all day.
April 24, 20233 yr 2 minutes ago, VanHammersly said: Because they have the steadfast backing of "we have to stop pretending the free market can fix everything" socialists like yourself I can do this all day. Why don't democrats resist socialism the same way republicans do when democrats are in power?
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