May 4, 20214 yr 1 minute ago, rambo said: Or maybe he's willing to pay more on his individual policy for him taken the increased health risk. His body, his choice. I doubt they would deem it un-insurable since that would set a precedent to drop every person who has a condition that makes them high risk like obesity. That's something that can be avoided to with some simple effort and self control. Dems fought hard so no one could be denied insurance. The problem is, aside from probably smoking, nothing compounds costs for the insurance companies like not getting the vaccine. Because you're not just increasing the cost to treat yourself, but you're increasing the cost to treat everyone that you may infect. And, I'd say it even eclipses smoking because by not getting the vaccine, you're fighting against herd immunity and ensuring that the virus sticks around and the cost to the insurers extends well into the future. You'd truly have to be a worthless freeloader to not get this vaccine.
May 4, 20214 yr 5 minutes ago, VanHammersly said: The problem is, aside from probably smoking, nothing compounds costs for the insurance companies like not getting the vaccine. Because you're not just increasing the cost to treat yourself, but you're increasing the cost to treat everyone that you may infect. And, I'd say it even eclipses smoking because by not getting the vaccine, you're fighting against herd immunity and ensuring that the virus sticks around and the cost to the insurers extends well into the future. You'd truly have to be a worthless freeloader to not get this vaccine. So salty. How about this, I'm never getting it now. In your effing face!
May 4, 20214 yr 1 hour ago, Kz! said: Vaccines never scare me. It's the blood clots and accidental paralysis that keep me up at night. Do you get the flu shot?
May 4, 20214 yr 12 minutes ago, VanHammersly said: The problem is, aside from probably smoking, nothing compounds costs for the insurance companies like not getting the vaccine. Because you're not just increasing the cost to treat yourself, but you're increasing the cost to treat everyone that you may infect. And, I'd say it even eclipses smoking because by not getting the vaccine, you're fighting against herd immunity and ensuring that the virus sticks around and the cost to the insurers extends well into the future. You'd truly have to be a worthless freeloader to not get this vaccine. I'd argue obesity trumps both. And I say this as a man with a rockin' dad bod.
May 4, 20214 yr 4 minutes ago, paco said: I'd argue obesity trumps both. And I say this as a man with a rockin' dad bod. It's not even an argument. It does. COVID ravaged this country because of obesity and you know what happened? Everyone talked about how 40 pounds of "quarantine weight" was acceptable. This also happened: McDonald's (MCD) Q1 2021 earnings beat (cnbc.com) This country had a chance to really address the obesity issue but we're pushing "positivity" over health.
May 4, 20214 yr 7 minutes ago, paco said: I'd argue obesity trumps both. And I say this as a man with a rockin' dad bod. Obesity as a whole is certainly a much greater cost to insurance companies, but it doesn't compound costs from one person to another. Not getting the vaccine does and it helps keep it around on top of that.
May 4, 20214 yr 4 minutes ago, VanHammersly said: Obesity as a whole is certainly a much greater cost to insurance companies, but it doesn't compound costs from one person to another. Not getting the vaccine does and it helps keep it around on top of that. Sure it does. Since insurance companies can't charge them more, they get added to the risk pool for determining premiums. So healthy people pay more because others choose to be unhealthy. Insurance companies should be able to charge the obese more for premiums.
May 4, 20214 yr I was about to respond but Vikas nails it. I can't possibly see how you can think obesity is something that doesn't compound costs but not getting the vaccine does. Also 3 minutes ago, vikas83 said: Insurance companies should be able to charge the obese more for premiums. Do that and watch the numbers of obese folks drop.
May 4, 20214 yr 9 minutes ago, vikas83 said: Sure it does. Since insurance companies can't charge them more, they get added to the risk pool for determining premiums. So healthy people pay more because others choose to be unhealthy. Insurance companies should be able to charge the obese more for premiums. I have always thought this. Pretty much any habit or lifestyle that adds risk and is easily detectable (smoking, obesity) should be subject to a surcharge. I will add the BMI chart needs to be updated though.
May 4, 20214 yr 4 minutes ago, paco said: I was about to respond but Vikas nails it. I can't possibly see how you can consider obesity as something that doesn't compound costs but not getting the vaccine does. Also Do that and watch the numbers of obese folks drop. But of course, we could never do this because politicians exist solely to make sure that people aren't required to face the consequences for their own poor decisions. Let's say tomorrow that United Healthcare added an "obesity surcharge" to their policies. Well, the following would happen. First, people would scream racism because the African American and Latino communities have a higher % of obesity than white people (once again, Asians wouldn't count as minorities). Second, the problem would be because of the lack of healthy food options, the need for quicker meals, etc. - anything other than saying people are being irresponsible. So UHC would be vilified as racist and the government would ban obesity surcharges and spend billions on some program to send people fruits and vegetables which they won't eat. Nobody will think -- hey, maybe people who make responsible choices about their health also make responsible choices in other parts of their lives. So it isn't racism, or class warfare -- it's that people who are responsible in one aspect of life tend to be responsible overall.
May 4, 20214 yr 22 hours ago, UK_EaglesFan89 said: You guys are still getting 60,000 cases a day? Yikes. 22 hours ago, paco said: 30k yesterday, but yeah, 60k 22 hours ago, Joe Shades 73 said: Weekend reports are always lower Monday, May 3rd, under 40k
May 4, 20214 yr Deaths are a lot lower too. Last two days was 330 and 445 respectively. Lowest since before the BLM protests and riots.
May 4, 20214 yr 2 minutes ago, paco said: Deaths are a lot lower too. Last two days was 330 and 445 respectively. Lowest since before the BLM protests and riots. 2 straight days with no deaths in LA.
May 4, 20214 yr Just now, vikas83 said: 2 straight days with no deaths in LA. From Covid. Because I know those gross burgers of yours will kill you.
May 4, 20214 yr 11 minutes ago, paco said: Monday, May 3rd, under 40k The numbers are trending in the right direction then?
May 4, 20214 yr 3 minutes ago, UK_EaglesFan89 said: The numbers are trending in the right direction then? Deaths have been trending down steadily since Jan 12. Even when we has a small blip of cases rising, deaths have still gone down. Will be curious to see if there is a small death tick up, but so far we haven't seen it and are a good month since the begging of the blip of cases slightly rising.
May 4, 20214 yr 1 minute ago, paco said: Deaths have been trending down steadily since Jan 12. Even when we has a small blip of cases rising, deaths have still gone down. Will be curious to see if there is a small death tick up, but so far we haven't seen it and are a good month since the begging of the blip of cases slightly rising. And that's got to be encouraging with the vaccines because ultimately that's what they are there to do.
May 4, 20214 yr 37 minutes ago, vikas83 said: Sure it does. Since insurance companies can't charge them more, they get added to the risk pool for determining premiums. So healthy people pay more because others choose to be unhealthy. Insurance companies should be able to charge the obese more for premiums. Maybe I phrased that poorly. I meant obesity isn’t communicable, so cost aren’t compounded by one person coming into contact with another.
May 4, 20214 yr 33 minutes ago, UK_EaglesFan89 said: The numbers are trending in the right direction then? For now yes Vaccinations really starting to drop https://www.nytimes.com/interactive/2020/us/covid-19-vaccine-doses.html
May 4, 20214 yr 17 minutes ago, Joe Shades 73 said: For now yes Vaccinations really starting to drop https://www.nytimes.com/interactive/2020/us/covid-19-vaccine-doses.html What's the reason for that? We have had the same in the UK due to supply but it was expected in April.
May 4, 20214 yr 10 minutes ago, UK_EaglesFan89 said: What's the reason for that? Americans are stupid.
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